We offer our Flat Fee MLS clients and our Flat Fee For Sale By Owner customers several resources to help them be more informed. On mortgages we rely on Christe Spencer and Wells Fargo Home Mortgae as a resource. Christie provides personalized consultation on current mortgage loan products and the new lending policies that affect buyers and sellers. Since most buyers secure a mortgage loan we feel being proactive and learning as much about the mortgage loan process and the products available can only empower our sellers when marketing and negotiating the sale of their home.  

There are several  federal laws and regulations, designed to help protect home buyers when obtaining a mortgage loan. Those laws impact sellers and are primarily covered through the Truth-in-Lending Act, the Fair Housing Act and the Real Estate and Settlement Procedures Act. 

The mortgage industry is continually changing (especially after the financial melt down starting in 2007) and it requires professsional mortgage loan consultants and lenders to be constantly attentive to keeping up with those changes.  As part of our SELL-WISE™ Service we have partnered with a home mortgage consultant who is affliated with a major lender that will be happy to discuss ways you can improve your marketing by using some proven strategies. You will be able to count on this home mortgage consultant while you are listed with our company if you have mortgage loan questions. 

The mortgage consultation provided will be considered a part of our listing service, you will not be under any obligation to the mortgage loan consultant, lender or our company by using this free resource. The free consultation can include the following:

1.  The type of motgage loan that your buyer will most likely be using.   

2. Some proven marketing strategies you may want to use when marketing your home.

3.  What to expect when a mortgage loan is used to purchase your home.

4. A daily interest rate update.  A rise or decrease in the interest rate affects home sales. 

5. Free Prequalifying for your buyers.

There are no referral fees paid to RDH Services, LLC dba The Home Buyers Realty or it’s owners by any mortgage company or individual listed on this web site. Any value is non-monetary and the intrinsic value is having a network of proven professionals and specialist to assist our buyers and sellers in the purchase and/or sale of their home. 

 

Sincerely,